Bank Statement Program

Our financing options cater to a wide range of individuals, offering flexibility and convenience. With the ability to provide financing based on 12 or 24-month business or personal bank statements, we ensure that up to 90% Loan-to-Value with no Mortgage Insurance is achievable. By utilizing a variable expense factor, we can help increase qualifying income for loan amounts up to $3 million. Whether you are looking to finance an owner-occupied property, a second home, or an investment property, we have you covered. Additionally, we offer interest-only options and require only 2 years of self-employment for eligibility.

  • Business Open for a Minimum of 12 Months, no Need for Two Years
  • Purchase up to 90% LTV or Cash Out Refinance up to 75% LTV
  • Primary SFR, PUD, and Condo Properties Allowed
  • Short Bankruptcy Seasoning Period
  • Only 6 Months of Reserves are Required on the Subject Property
  • Business Funds can be Utilized for Down Payment, Closing Costs, and Reserves

Contact us for more information about our bank statement programs, we have a few of them.

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